Travel Insurance is something that nobody should be without when going abroad. But what do you do if you need to get travel insurance for pre-exisitng medical conditions? When looking for insurance you must delcare to your insurance company that you have a pre-existing medical conidtion. By not doing so you void your policy. Depending on the exact nature of your medical condition you premium may be higher, but rarely will they refuse to issue travel insurance for a pre existing medical condition.

I have also found out that if you are travelling with someone who requires insurance for a pre-existing medical condition you may also have to inform your insurance company that this is the case.

For my upcoming trip to Africa my friend had to declare that she had a pre-existing medical condition. She managed to get insurance without paying an extortionate premium. I had read through my policy where it stated that I had to inform them that she had this condition. All is now well and my policy is not void. It just goes to show that reading through your policy can save a lot of money.

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